Pay contractors.
Stay compliant.

Tax rules, reporting requirements, worker classification, and data protection shouldn't become your problem every time you pay someone.

Swifet handles the compliance behind contractor payments, so you can focus on the work, not the paperwork.

The era of “just call them or yourself a contractor” is ending

From December 2026, new EU rules will make employment classification more important than ever for digital labour platforms.

01

Identity verification

Automated identity verification for every contractor

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02

Sanctions screening

Centralize financial data from multiple sources into a real-time dashboard for visibility and control.

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03

Tax form collection

Integrate and streamline data across platforms, delivering a dashboard with financial insights.

For freelancers, getting paid comes with responsibilities

For freelancers, getting paid comes with responsibilities

For freelancers, getting paid comes with responsibilities

DAC7 and local tax rules mean that getting paid across borders isn't just about sending an invoice. Your identity, tax information, income and payment records may need to be collected, verified or reported depending on how and where you work.

Italy

Italy

Tax authorities have visibility

Your tax obligations generally depend on where you are tax resident and how your activity is structured. Cross-border income can require additional reporting or documentation.

Civil flag of Spain

Spain

Your income is still your responsibility

DAC7 gives tax authorities more information about income earned through platforms. Reporting by a platform does not replace your existing tax obligations.

Netherlands

Netherlands

Platforms may report your income

If you provide services through a reportable platform, the platform may need to collect and report your identification and transaction data to the Dutch Tax Administration.

Greece

Greece

Keep your tax information ready

The platforms may need information such as your identity, tax residence, transaction details and other data to meet their reporting obligations.

France

France

You may need to verify your identity

Under DAC7, platforms can be required to collect information such as your identity details and tax identification number — and you may be required to provide it.

Civil flag of Germany

Germany

Keep your records in order

Your platform may collect information about your activity and payments. Keeping your invoices and income records accurate makes your own tax reporting easier.

Every payment is reportable

Every payment is reportable

Every payment is reportable

DAC7 is an EU directive that requires you to report every payment you make to creators. It took effect in January 2023. If you pay contractors in Europe, this applies to you.


For each contractor, you must report their full name, address, tax ID, bank details, total payments per quarter, and number of transactions. Reports go to one EU member state, which shares the data across all relevant countries.

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All You Need to Know

Quick answers to help you get the most out of your common questions

What is Swifet and how does Swifet work?

How much does Swifet cost?

Do I need to have a registered company to use Swifet to invoice my client?

Does my client need to create a Swifet account?

Which countries and currencies does Swifet support?

How long does it take to receive my payment?

Who’s responsible for taxes when using Swifet?

What happens if my client doesn't pay?

All You Need to Know

Quick answers to help you get the most out of your common questions

What is Swifet and how does Swifet work?

How much does Swifet cost?

Do I need to have a registered company to use Swifet to invoice my client?

Does my client need to create a Swifet account?

Which countries and currencies does Swifet support?

How long does it take to receive my payment?

Who’s responsible for taxes when using Swifet?

What happens if my client doesn't pay?

All You Need to Know

Quick answers to help you get the most out of your common questions

What is Swifet and how does Swifet work?

How much does Swifet cost?

Do I need to have a registered company to use Swifet to invoice my client?

Does my client need to create a Swifet account?

Which countries and currencies does Swifet support?

How long does it take to receive my payment?

Who’s responsible for taxes when using Swifet?

What happens if my client doesn't pay?

Loved by the Contractors & Freelancers around the World

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4.9/5 Rating

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75+ Testimonials

  • Star

    My old platform charged 5%, then payout fees, then FX margin. Never again. 5% means 5%.

    Avatar

    Daniele

    Freelancer in Italy

  • Star

    No accountant, no spreadsheets, no surprises at tax time. I do the work, invoice takes two minutes, done.

    Avatar

    Sarah

    Designer in Netherlands

  • Star

    Client paid in dollars on Tuesday, money landed on Wednesday in pounds. I've waited three weeks with agencies before. This still feels illegal somehow.

    Avatar

    Matthew

    Developer in UK

  • Star

    The data visualization and analytics tools make complex financial information far easier to interpret.

    Avatar

    Emily

    Financial Analyst

  • Star

    I almost registered a company just to invoice one client. Found Swifet instead. Sent the invoice that same evening.

    Avatar

    Christos

    Greece

Star

My old platform charged 5%, then payout fees, then FX margin. Never again. 5% means 5%.

Avatar

Daniele

Freelancer in Italy

Star

No accountant, no spreadsheets, no surprises at tax time. I do the work, invoice takes two minutes, done.

Avatar

Sarah

Designer in Netherlands

Star

Client paid in dollars on Tuesday, money landed on Wednesday in pounds. I've waited three weeks with agencies before. This still feels illegal somehow.

Avatar

Matthew

Developer in UK

Star

The data visualization and analytics tools make complex financial information far easier to interpret.

Avatar

Emily

Financial Analyst

Star

I almost registered a company just to invoice one client. Found Swifet instead. Sent the invoice that same evening.

Avatar

Christos

Greece

  • Star

    My old platform charged 5%, then payout fees, then FX margin. Never again. 5% means 5%.

    Avatar

    Daniele

    Freelancer in Italy

  • Star

    No accountant, no spreadsheets, no surprises at tax time. I do the work, invoice takes two minutes, done.

    Avatar

    Sarah

    Designer in Netherlands

  • Star

    Client paid in dollars on Tuesday, money landed on Wednesday in pounds. I've waited three weeks with agencies before. This still feels illegal somehow.

    Avatar

    Matthew

    Developer in UK

  • Star

    The data visualization and analytics tools make complex financial information far easier to interpret.

    Avatar

    Emily

    Financial Analyst

  • Star

    I almost registered a company just to invoice one client. Found Swifet instead. Sent the invoice that same evening.

    Avatar

    Christos

    Greece

Start in minutes. Get paid in a day. No setup cost. No monthly fees.

We help contractors and businesses work together, handling invoicing, payments, and compliance.

Made in Europe, Estonia

Copyright @Swifet. All Rights Reserved

Start in minutes. Get paid in a day. No setup cost. No monthly fees.

We help contractors and businesses work together, handling invoicing, payments, and compliance.

Made in Europe, Estonia

Start in minutes. Get paid in a day. No setup cost. No monthly fees.

We help contractors and businesses work together, handling invoicing, payments, and compliance.

Made in Europe, Estonia

Copyright @Swifet. All Rights Reserved